Either because they both want to go on vacation, they have to fix something from the house or have an important purchase in mind, if they don’t have the necessary savings, the procedure will be the same and they will have to turn to some financial institution in search of a loan that Let you pay for these expenses. One of the products that meets the ideal characteristics for such loans is the free investment.
It is important that both agree 100% in requesting the financing, assuming that although whoever requests it will be one of you, the payment will be made as a couple, that is, with contributions from both.
Before requesting it, the ideal thing is that they carry out the calculations to evaluate the finances of each one and verify how much they can pay joining efforts. In addition, they need to be able to compare the different offers of the financial institutions, so that they choose the one that not only approaches what they can afford, but gives them the expected benefits.
Once you apply for the loan, these are four recommendations to keep up with the fees without sacrificing your relationship:
Establish what percentage of the fee each one will pay
According to how much they earn and how they are distributing their expenses. This applies whether they are married, live together or live apart, but they requested the money to go on vacation.
Review the budget together
Help each other to assess what are the unnecessary expenses that could be cut to allocate more money to the payment of credit.
Encourage and inspect without claiming
Remember payment dates, be encouraged to stand firm on the goal and, above all, do not burst into screams if any one gets out of the budget. Remember that they are on the road together and the idea is to reach the goal as well.
Have a good time together
A lot of time saving to pay the credit can reduce your mood, so from time to time do not forget to share a taste together, such as going out to eat or going to the cinema, as that will renew the mood of Maintain a good financial profile. Remember that to cancel the credit it is not necessary to deprive yourself of everything, but to establish a good budget.
Finally, enjoy what they will do with the money they borrowed and if at any time they start to doubt why they did it, remember the good memories that this venture brought you.